A smart way to save on costs
Business service plans
Scroll the table horizontally, in order to see more information on different service plans.
| Service name | Basic | Standard | Standard+ | Premium | Premium+ |
|---|---|---|---|---|---|
| An option to apply via internet bank | Apply | Apply | Apply | Apply | Apply |
| Conclusion, monthly fee1, 2 | EUR 1 | EUR 2 | EUR 4 | EUR 6 | EUR 15 |
| Current accounts without monthly fee | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited |
| Number of free intra-bank and European payments in electronic channels3, 4 | 1000 | 2000 | 2500 | 3000 | 3500 |
| Unlimited free payments in euros between own accounts | |||||
| Salary payment5 | |||||
| Number of Mastercard Business debit cards without monthly fee | 1 | 2 | 3 | 5 | |
| SEB Baltic Gateway (API) basic services in operator's channel6 |
1 A service plan for business is not concluded with non-resident legal persons; credit institutions, financial service providers, financial intermediaries or other providers of similar services, and with legal persons who have special price agreements or who are part of cashpool agreements.
2Free plan for one year for all new business customers of SEB, who open their first account, except for non-resident legal persons and providers of financial or other similar services that require an activity licence and persons related to them. For legal persons registered in Estonia and represented by or whose owners or beneficiaries are listed as non-resident private persons, the opening of an account is subject to a document handling fee in accordance with the price list.
3European payment is a payment in euros, with shared service charges, the beneficiary's account number must be indicated as IBAN. The beneficiary's bank is in a member state of the European Union, Iceland, Liechtenstein, Norway, Switzerland, Andorra, San Marino, United Kingdom, Monaco or Vatican City.
4The following payments made through electronic channels shall be included in the free payments counted in a plan: intra-bank payment, European payment (incl. instant payment), standing order payment to European banks, e-invoice with automated standing order and transfer order for debiting a consolidated amount.
5Payment with automatic tax declaration possibility. Further information on salary payment.
6A solution for establishing a direct connection and exchange of data between the bank and the accounting software. Further information on SEB Baltic Gateway.
Calculate the best choice for you
Frequently asked questions
Selecting a new service plan
Choosing a plan is recommended as it helps you save on service fees. Without a plan, daily banking services are charged according to the price list.
All plans include an unlimited number of current accounts and nearly unlimited payments. Your choice of plan mainly depends on whether you need debit cards and if you require the Baltic Gateway operator service for accounting.
You can choose a plan at any time through business internet bank or at a branch. When applying, you can choose whether the plan starts immediately or from the beginning of the next calendar month.
Please note that if you choose to activate the plan immediately, the full monthly fee will be charged regardless of the start date.
You can cancel the agreement anytime through business internet bank or at a branch. The plan will remain active until the end of the current calendar month.
The SEB service plan is not available to non-resident legal entities, credit institutions, financial service providers, insurers, financial and/or insurance intermediaries, or other similar service providers.
All legal entities registered outside Estonia are classified as non-resident clients.
As a business client, you pay the monthly fee for the current month. The fee is deducted from the account linked to the agreement within the first ten days of the month, usually on the 4th.
The monthly fee applies even if you do not use the included services (e.g., no transfers or card usage). Unused services do not carry over to the next month.
Payments
The plan includes free payments made via internet bank or the mobile app, such as:
SEB internal transfers, European payments (including instant payments); Standing order payments; E-invoice automatic payments; Payments within a batch debit instruction.
Once you have used all the payments included in your plan, any additional payments will be charged according to the standard price list.
Bank cards
To reduce the environmental impact of plastic cards, SEB is gradually transitioning to eco-friendly cards made from 84% bioplastic, derived from surplus corn.
All bank cards now feature a refreshed design. Additionally, debit cards include a special tactile notch, making it easier for visually impaired users to distinguish them from credit cards. This enhances convenience when making payments in stores or withdrawing cash from ATMs.
Business customer plans (except for the Basic Plan) offer Mastercard Business debit cards without a monthly maintenance fee.
