Paragraphs
Up to
1 year
Loan and credit limit term
Starting from
128 000 €
Credit limit
Starting from
12 800 €
Loan amount
Interest
Fixed or floating
Collateral
- Immovable and movable property, deposit, surety and securities as additional guarantee.
- It is possible to apply for a guarantee up to 80% of the credit limit from Estonian Business and Innovation Agency (EIS) and up to 80% in rural areas from the Rural Development Foundation (RDF).
Price list
Legal entity |
|
| 1. Investment loan | |
| - agreement conclusion | 1% of the loan amount, min. EUR 200 |
| - agreement amendment | 1% of the remaining loan /limit, min EUR 200 |
| 2. Working capital loan | |
| - agreement conclusion | 1% of the loan amount, min. EUR 200 |
| - agreement amendment | 1% of the remaining loan /limit, min EUR 200 |
| 3. Overdraft | |
| - agreement conclusion | 1% of the loan amount, min. EUR 200 |
| - agreement amendment | 1% of the remaining loan /limit, min EUR 200 |
| - increasing the loan amount/limit | 1% additional loan amount/limit, min EUR 200 |
| 4. Start-up loan | |
| - agreement conclusion | 1,5% of the loan amount |
| - agreement amendment | 1% of the remaining loan /limit, min EUR 200 |
| 5. Apartment building renovation loan | |
| - agreement conclusion | 1% of the loan amount, min. EUR 200 |
| - agreement amendment | 1% of the remaining loan /limit, min EUR 200 |
| 6. Other loan-related services | |
| - contractual penalty for the violation of any other non-monetary obligation stipulated in the loan agreement | up to 5% of the loan amount outstanding at the moment of violation |
| - re-registration of a pledge established on a building into a mortgage | free of charge |
| - reminder of debt | free of charge |
| - debt claim letter | EUR 5 |
Required documents
- Filled loan application.
- Latest annual report and interim report on current financial year.
- Description of how the loan will be used, incl. financial projections.
- A valuation report if a property is offered as collateral.
- If you are not a customer of SEB, business account is needed.
Simple to apply
1.
Send us the filled application.
2.
We will contact you with proposal or additional questions.
3.
After a positive decision, sign the agreement.
Cooperation with EIS
In cooperation with EIS we offer the option to get additional collateral (guarantee) to companies that need to increase the access to financing solutions.
Other options to finance your business
Overdraft
Flexible option to use extra cash, offering the possibility to have a negative balance on company’s account for financing working capital.
Working capital loan
Increase working capital for financing business expansion and improve company’s cash flow.
Want to make sure you find a suitable solution?
- Our client executives will help you find the most suitable financing solution for your business.
- We have a dedicated team of professionals you can trust.
