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We pay interest on
your current account

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Which saving option to use?


Term deposit

  • An opportunity to grow your money over a specific period
  • Annual interest rate up to 3.4%

Open term deposit Read more


Savings deposit (including Digital Coin Jar)

  • An opportunity to increase your free money on an ongoing basis
  • Annual interest rate is 1.8% (Valid from 28.07.2023)

Read more


Current account

  • Possibility to earn interest on free money for a shorter period of time
  • Annual interest rate is 0.4%

Read more

Term deposit for private customers

The calculation is approximate and may vary at the time of contracting. Interest income is taxed according to the law. With an investment account, you can defer income tax.

Base rates

Published on 01.11.2024

1-month EURIBOR® 3,1190
3-month EURIBOR® 3,0850
6-month EURIBOR® 2,9120
12-month EURIBOR® 2,6290
€STR 3,1550
SOFR USD 4,9000
Bank's base interest 3,3460
Base rates historical data

Euribor (benchmark) and Eonia (benchmark) are published by the European Money Markets Institute (EMMI).
The base interest rate of the bank is set and published by AS SEB Pank.
The set base interest rate may decrease or increase over time. These changes affect the contractual interest rate. For example, if the new base interest rate has increased compared to the previous base interest rate which was in force on the day the agreement was concluded, the interest payments will also increase.

Bank base interest (BBI)

The BBI is based on the level of interest rates in financial markets. As interest rates in the euro area have been rising rapidly (mainly due to high inflation and the decisions of the ECB to raise the base interest rate), the BBI has also risen. The bank reviews the BBI on a monthly basis and, if necessary, adjusts it if changes in interest rates in financial markets give reason to do so. Customers whose loans are contractually linked to the BBI will receive a contractual notification stating the new BBI level and the date from which the rate will apply. You can check whether your loan is linked to the BBI either via the Internet Bank or your loan agreement. The BBI is only used for existing credit agreements. The bank will not enter into any new agreements with the BBI.