Vehicle insurance – comprehensive insurance and third-party liability insurance for passenger cars and small trucks.
Insurance solution for your vehicle
In cooperation with PZU Kindlustus, we distribute to our customers:
Comprehensive insurance (casco insurance), which helps you to helps avoid major financial loss upon accidents and ensures the smooth continuing of everyday life.
- You can take out casco insurance for a vehicle that is up to 24 years old.
- There are two packages to choose from: Kasko Premium and Kasko Premium Pluss.
- You can conclude a contract for up to two years – in the case of a two-year contract, the insurance premium is more favourable and fixed until the end of the insurance period.
- Payment of the insurance premium at a payment frequency that suits you.
Motor third party liability insurance (traffic insurance) – the insurer will indemnify the proprietary and personal damage caused by the possessor of the vehicle to the other persons involved in a traffic accident.
- In the e-shop, you can add extended protection to motor third party liability insurance.
- Payment of the insurance premium at a payment frequency that suits you.
Before concluding an insurance contract, be sure to read on the PZU Insurance website:
- the comprehensive motor insurance product information document (var and small truck) , which provides a general overview of the insurance service;
- the general terms and conditions of insurance contracts;
- the terms and conditions of PZU Comprehensive Motor Insurance for SEB customers SEB-A300/2023 (PDF), which provides a complete list of insured events and covers, sums insured and indemnity limits, as well as payment restrictions and exclusions.
Traffic insurance is regulated by the Motor Insurance Act and Law of Obligations Act.
Be sure to read on the PZU Insurance website the motor third party liability insurance product information document, the Liiklus+ insurance information document and the terms and conditions of Liiklus+.
If necessary, consult an expert by calling SEB customer support at 665 5100.
Traffic insurance – mandatory for participation in traffic
All vehicles entered in the Traffic Register must have motor third party liability insurance. A motor third party liability insurance contract constitutes an obligatory liability insurance of the possessor of the vehicle, and it is governed by the Motor Third Party Liability Insurance Act and the Law of Obligations Act.
Traffic+ insurance covers extend the scope of mandatory motor third party liability insurance, offering additional cover in the event of traffic accidents and collisions with large wild animal, and include the PZU Roadside Assistance service – so that unexpected costs are not borne only by you.
- A motor third party liability insurance contract can be concluded with a term of up to 1.
- It is possible to choose an additional protections:
- Liiklus+;
- Large Wild Animal insurance;
- PZU Roadside Assistance.
- Motor third party liability insurance provides insurance cover in the countries of the European Economic Area and other green card countries.
Read more on PZU Kindlustus website:
More information about traffic insurance
Choose the appropriate casco package
Kasko Premium
- All-risk insurance
- 24-hour PZU roadside assistance in Europe
- New value insurance (vehicle up to one year old)
- Lease value insurance (vehicle up to seven years old, indemnity limit up to 50,000 euros)
- Leasing payment insurance – in case of incapacity for work, lease payments are reimbursed (for private individuals)
- Deductible in the case of hitting an animal or bird is 0 euros
- Optional deductible when replacing window glass
- Compensation of vehicle keys
- One set of stored tires and wheels up to 5,000 euros
- Carry-cots, roof rails, and roof boxes installed in the vehicle or attached to the vehicle are insured to the extent of the sum insured
- Bicycles attached to the vehicle are insured against the risk of an accident and a traffic accident to the extent of the sum insured for accessories
The following additional covers can be selected in the Kasko Premium package for an additional payment:
- replacement car (up to 30 days)
- accident insurance for passengers
- trailer insurance
- luggage insurance
Kasko Premium Pluss
in addition to the Kasko Premium package:
- Technical failure insurance (vehicle up to eight years old, mileage limit 160,000 km)
- Replacement car (up to 30 days)
- No deductible when replacing window glass
- Travel interruption insurance
- Accident insurance for passengers
- Pet insurance
- Repair of a non-warranty vehicle at a car dealership
- + 10% additional indemnity in case of total destruction (except for new value insurance)
- Rental car insurance (for private individuals)
Additional protections for additional payment:
- luggage insurance
Easy steps to take
out an insurance contract
Contact details
If you have any questions about concluding a new insurance contract,
call SEB customer support at +372 665 5100
If you have any questions about an existing insurance contract,
call PZU customer support at +372 622 4545
Vehicle Insurance Terms and Conditions
The insurance information document, general terms and conditions and the terms and conditions applicable to the insurance contract can be found on the PZU website.
What to do in the case of an insured event?
PZU is AB "Lietuvos draudimas" Estonian branch trademark in Estonia. AB "Lietuvos draudimas" is a Lithuanian insurance company, that is part of the international PZU Group. AS SEB Pank and AS SEB Liising act as the insurance agents of the Estonian branch of AB "Lietuvos draudimas" and have been entered into the list of insurance intermediaries published on the website of the Estonian Financial Supervision Authority. The list is available at www.fi.ee.
An insurance agent receives an agency fee for mediating the insurance, which is included in the insurance premium. The agency fee payable by PZU to the agent is 16,7% of the insurance premium for comprehensive motor vehicle insurance and 14% of the insurance premium for motor third party liability insurance.
