Pension - take care of your pension

Your personal pension page

Good overview of your pension assets
A calculator that helps to calculate the amount of your pension
Valuable advice for finding the best saving solution
The opportunity to make quick and convenient changes in your saving solutions

State-supported Pension Savings

Second pension pillar

Pension is directly dependent on your income. When you join the II pillar, your employer will transfer 2%, 4% or 6% of your gross salary to your pension account, based on the choice you’ve made. The state adds 4% to this out of the social tax paid on your wages.

SEB has a suitable pension fund for everyone.

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Suplementary Pension Savings

Next Generation Pension

Planning for retirement doesn’t have to be daunting. Supplementary pension savings can boost your retirement income and provide more financial opportunities. Here’s why they’re a smart choice:

Effortless Setup. Just a few clicks to find your savings needs and subscribe.
"Automagic" Investments. We make investment decisions for you based on your age.
Transparent, decreasing fee. Our single competitive fee decreases as your accumulated amount grows.
Ongoing Guidance. Get continuous support with insights and tips to stay on track.

Read more about the product in Key Information Document (PDF) or in other product documents.

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Third pension pillar

It is a voluntary pension plan that can help you live the life you want after you retire. Income tax will be refunded if the payments into III pillar do not exceed 15% of your annual taxed income or 6,000 euros. III pension pillar savings can be used at a suitable time and they are heritable. We will help you find a suitable solution.

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Why should I save for retirement?

The current pension system means that an average pensioner will receive a pension that is only 40% of their salary before retirement. When saving for the retirement by using the second and third pension pillar, the average pension will be about 60–70% of pre-retirement salary.

Now, we are going to receive less from the state in retirement than previous generations. In addition, life expectancy is increasing, which means that retirement lasts longer and having your own savings is more essential than ever.

Through saving consistently, you can influence how your savings grow over time so that you can plan your pension better.

The sooner you start saving for retirement, the less you need to save every month to reach the same goal.