It is worth investing in your future
The current pension system means that an ordinary pensioner receives a pension of only 40% of their pre-retirement salary. Life expectancy is increasing, which means that retirement is getting longer and people’s own savings are becoming increasingly important. The earlier you start collecting, the less money you have to set aside each month.
The service provider and manager is SEB Life and Pension Baltic SE
Long-term saving with a wide range of funds
Flexible contributions – the possibility to change the amount of the contribution throughout the term of the contract
Control over your savings. You can decide how to use the money saved
20% income tax refund on your contributions
Pension savings planner
The planner gives you a personal pension forecast and helps you plan how much you should save each month to get the pension you want.
Receive 20% tax refund from your annual contributions
For a tailored calculation for you, please enter your details. The presented tax information is based on currently valid normative acts; however, tax legislation may change over time. The amount of income tax refund may vary. The calculated values are preliminary and are based on the numbers entered in the calculator. The final amount is calculated when submitting the income tax return. To receive an income tax refund, you must file an income tax return.
Why should I use the SEB Growth Portfolio for Pension?
Contributions can be made at any time and in an amount that suits you. The minimum payment is 30 euros per month.
Your savings are invested in investment funds with the opportunity to earn higher returns, depending on the fund’s performance and risk tolerance.
The income tax refund can be reinvested to increase profits.
You decide when and how to use your deposit. The deposit is inheritable.
Investing in funds – a widespread way of saving money
- The Growth Portfolio for Pension allows you to decide on the distribution of your pension assets. This means that you can save for your pension by investing in funds in accordance with your risk tolerance and return expectations.
- You can compile your own investment portfolio or invest money in one fund.
- During the term of the contract, you can invest from one fund to another without paying income tax.
- Through SEB Internet Bank, you can regularly monitor your savings and make changes if necessary.
- We help to choose a suitable solution in accordance with the needs and possibilities of both a professional and a beginner.
Title
Pension disbursements
Description
The funds accumulated in the third pension pillar can be withdrawn at any time by redeeming all or the desired amount of pension fund units.
Income tax is applied to the entire disbursement amount, the tax rate is dependent on the age and length of the investment period.
Income tax is applied to the entire disbursement amount, the tax rate is dependent on the age and length of the investment period.
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upon the expiry or termination of a fixed-term agreement
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upon the termination or during the term of an agreement with an unspecified term
More about Growth Portfolio for Pension
Take care of your future now
Please leave your contact details and an advisor from SEB Life and Pension Baltic SE will call you to explain how to start saving.
