1 Eur
Minimum sum needed
0 euros
Trading in Baltic shares
30% of customers
invest through Robo-Advisory
I have also been a client of other banks, yet, I still return to seb, because so far, I have received adequate information to meet my needs only from seb.
Feedback from Customer Satisfaction Survey
The best option for saving is always recommended.
Feedback from Customer Satisfaction Survey
Today I consider SEB Pank to be the most service-friendly and reliable bank
Feedback from Customer Satisfaction Survey
Get a personalised investment solution in the mobile app 24/7
- From an idea to a suitable solution in only 15 minutes
- Invest with as little as 1 Eur
- Simple process - no previous investment experience is needed
How to start investing?
- Choose the type of investment
Learn about different investment products and their specifics, also investment related risks, costs and charges. Choose the product that fits your needs the best and which is appropriate and suitable for you Read more. - Open investment and securities accounts
First, open investment account if you want to postpone taxation of the investment income. It will also help you simplify taxation of income received from investing. Then you need a securities account to be able to invest. It holds the securities you own and is needed for securities transactions. - Start investing
Transfer money from your current account to investment account.Submit a security purchase order in the internet bank. If you want to invest into investment funds or stocks, you can set up regular investments in the internet bank so you don’t have to do that manually every time. Start investing.
-
Keep track of your investments
You can see the return of your investment on SEB mobile app or internet bank. Additionally, you should keep in track of your investment using all available data. Check the results.
Not sure how to start?
If you are new to investing, it could be difficult to understand all the details. So, we created a short guide which will help you to find out more information.
- Guide on how to get started
- Ideas on what to look for when choosing where to invest
- Differences between investing products
If you are new to investing, it could be difficult to understand all the details. So, we created a short guide which will help you to find out more information.
Investment manager
The investment manager is a licensed investment advisor who evaluates how the investments in the product range are suitable for you so that you can make informed investment decisions. Counseling is available both at the Tornimäe office and via video.
If the amount to be invested is greater than 40,000 euros, we offer a securities portfolio management service. The portfolio management fee is up to 1.2% (plus VAT) per year, depending on the investment solution and the invested amount.
The service is intended for you if:
- You don't have time or enough experience to follow market changes and you want professional and experienced asset managers to help you decide;
- you want transparent and cost-effective asset management;
- you would like to receive a monthly report on portfolio and market changes via online banking.
Investing in funds, ETFs, bonds or stocks
Investment funds
- Preferred for long-term investments
- Start from just 1 euro
- Wide selection – various strategy, geography, stock, bond and technology funds
ETFs (Exchange-traded funds)
- Possibility to trade in securities on various global markets
- Lower costs and charges than investment funds
- With this instrument you can quickly respond to market changes, i.e., buy or sell the units when the time or trends are right.
Bonds, debt securities
- Predictable level of earnings
- You can sell bonds before their maturity date
- Fluctuations of the return on investments are lower in comparison to the investment funds
Stocks
- Intended for experienced investors
- Ability to invest directly in various companies
- You can buy the stocks of the Baltic as well as overseas’ companies on many major stock exchanges
When providing investment services, we always comply with Markets in Financial Instruments Directive (MiFID) and other regulatory requirements.
- Investor protection measures required by MiFID and other regulatory requirements
- Transparency of financial markets
- Your investments are kept separated from the bank’s investments and no claims of the creditors of the bank can be satisfied on account of your investments
Keep money for investing separately on an investment account
- Recommended for transactions with funds, stocks, bonds, and ETFs
- An opportunity to defer the payment of personal income tax
- Convenient transparent transactions in various financial instruments
You need a securities account to invest
- It is used to hold securities and engage in securities transactions
- Transfer to or receive securities from third parties, i.e., to or from other individuals or companies
- An opportunity to buy and sell by using the Internet Bank
- No fees for opening the securities account in the Internet Bank
