Steps to open a savings account
Sign a savings deposit agreement with your online bank
Choose between three different saving solutions
Withdraw the amount you have collected at the time that suits you best
Grow money safely
- An open-ended deposit provides easy access to money at an interest rate of 1.8% per year.
- A state guarantee protects deposits up to €100 000.
- Withdrawals free of charge from the third day onwards, giving you time to think and access money at a low cost. Requesting a same day transfer to your current account will incur a service fee of 0.5%, min €1.60.
Three unique saving solutions:
- Using a Digital Coin Jar, which rounds up payments to the nearest whole euro and saves you the difference.
It sounds simple and attractive: all you have to do is pay with a card to save money. SEB's unique product Digikassa makes it possible to collect so conveniently that it is almost unnoticeable. All you have to do is pay with a bank card - there is nothing else to do. - With a standing order, setting a fixed amount and frequency.
A solution that allows you to make regular payments on a daily, monthly or yearly basis. - With one-off payments
Top up your savings at a time that suits you.
More about savings deposit
Frequently asked questions
Currencies deposited - EUR - A global deposit is a deposit with no time limit that can only be opened in euro.
Minimum initial deposit - 0. The deposit can be opened with a balance of 0 and withdrawals are allowed up to the 0 balance of the deposit.
Interest on withdrawal - must be more than 1 euro. If the accrued interest is less than EUR 1, the interest is deferred to the following month.