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Special offer: for customers who will conclude a consumer loan agreement 07.10.2024-30.11.2024 can apply for a loan with fixed interest rate of 8.9% and 7.9% with loan protection insurance. The offer is not valid for the purpose of purchasing solar panels, purchasing real estate, improving home energy efficiency and refinancing.

Home renovation and furnishing

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Renovation loan

  • Loan amount 1,000−20,000 euros
  • Term from 6 months to 7 years
  • Contract fee 1,5% of the loan amount, min 35 euros
  • Collateral is not required
  • Home insurance is not required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.

Mortgage loan

  • Loan amount from 15,000 euros
  • Term up to 30 years
  • Interest rate 3-, 6-, or 12-month EURIBOR + individual interest margin
  • Contract fee 0,4% of the loan amount, min 190 euros
  • Self-financing from 20%
  • Real estate collateral is required
  • Home insurance is required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.

Credit card with fixed payment

  • Loan amount from 200 euros
  • Without a term*
  • Interest rate 16−18% on the used amount of credit
  • Contract fee − the card is issued free of charge (except for Picture Cards)
  • Collateral is not required
  • Home insurance is not required

* The credit card agreement is without a term. The card is valid for 3 years and is automatically extended.

Improving home energy efficiency

  • Loan amount 3,000−20,000 euros
  • Term from 6 months to 7 years
  • Contract fee 1% of the loan amount, min 50 euros
  • Collateral is not required
  • Home insurance is not required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.