Renovation loan
- Loan amount 1,000−20,000 euros
- Term from 6 months to 7 years
- Contract fee 1,5% of the loan amount, min 35 euros
- Collateral is not required
- Home insurance is not required
It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.
Mortgage loan
- Loan amount from 15,000 euros
- Term up to 30 years
- Interest rate 3-, 6-, or 12-month EURIBOR + individual interest margin
- Contract fee 0,4% of the loan amount, min 190 euros
- Self-financing from 20%
- Real estate collateral is required
- Home insurance is required
It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.
Credit card with fixed payment
- Loan amount from 200 euros
- Without a term*
- Interest rate 16−18% on the used amount of credit
- Contract fee − the card is issued free of charge (except for Picture Cards)
- Collateral is not required
- Home insurance is not required
* The credit card agreement is without a term. The card is valid for 3 years and is automatically extended.
Improving home energy efficiency
- Loan amount 3,000−20,000 euros
- Term from 6 months to 7 years
- Contract fee 1% of the loan amount, min 50 euros
- Collateral is not required
- Home insurance is not required
It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.