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Special offer: for customers who will conclude a consumer loan agreement 10.02.2025-10.04.2025 can apply for a loan with fixed interest rate of 8.9% and 7.9% with loan protection insurance. The offer is not valid for the purpose of purchasing solar panels, improving home energy efficiency, purchasing real estate and refinancing.

The above offer is not binding on the bank and obtaining a loan depends on your solvency.

Special offer: We offer consumer loans for travel, home renovation or furnishing, car purchase or other purposes for up to 84 months. If you use the discount code "VEEBRUAR25" on the application, the contract fee will be 0 euros. The discount code is valid from 5 to 28 February 2025. 

The above offer is not binding on the bank and obtaining a loan depends on your solvency.

Home purchase or construction

Home loan

  • Loan amount starting from 15,000 euros
  • Term up to 30 years
  • Interest rate 3-, 6-, or 12-month EURIBOR + individual interest margin
  • Contract fee 0.4% of the loan amount, min 190 euros
  • Self-financing from 15%
  • Real estate collateral is required
  • Home insurance is required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.

Submit application Read more

Home small loan

  • Loan amount 5,000−20,000 euros
  • Term from 6 months to 7 years
  • Interest rate from 6.9%
  • Contract fee 1% of the loan amount, min 75 euros
  • Self-financing is not required
  • Collateral is not required
  • Home insurance is not required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.

Submit application Read more