- The bank link allows paying instantly for the goods and services purchased from your online shop. Bank link allows you to collect payments from SEB accounts.
- The authentication service allows you to safely and simply identify a client entering your service environment or online shop.
Bank Link
A Bank Link offers a comfortable payment option for an online shop client. The client can immediately pay for their purchases as they are directed to the pre-filled payment order in the Internet Bank. An instant response message, by which the bank confirms that the client has paid for the order, is sent to you after the Bank Link payment.
Prerequisites for using the Bank Link:
- a current account in SEB;
- a website that meets the requirements of online shops and software capable of preparing a pre-filled payment order from the goods chosen by the client;
- submit an application to join the Bank Link service in the Internet Bank.
To use the Bank Link, the merchant’s website must meet the following terms and conditions:
Contact data of the company
The website offering the goods or services must belong to a company that has concluded an agreement with the bank.
- complete name of the company;
- registry code;
- postal address; country of residence;
- e-mail address;
- contact phone.
Information about the offered goods and services
- Complete list of goods/services – a detailed description of the goods/services; price list
- Total cost of the order – postal charges and the fee for determining them will be added; reference to possible additional fees, including the obligation of the person who orders to pay possible customs fees and value-added taxes
- Description and terms and conditions of the purchasing process – must be easily found and unambiguous for the client
Terms and conditions for the delivery and return of goods and services
- Procedure for handing over / sending the goods
- Procedure for forwarding data about the order to the client
- Warranty provisions of the goods; procedure for exchange and return
NB! The entire transaction process must be executed on the website specified in the agreement concluded with the bank. It is prohibited to direct the website to sites not specified in the agreement. It is also prohibited to direct the websites of other sales environments to the website specified in the agreement.
We also ask that you familiarise yourself with the document prepared by the Consumer Protection Board Instructions for a company operating in e-trade, which includes instructions for merchants arising from the requirements of the law and good trading practices.
- The Bank Link format is available in the technical specification (PDF).
- Test package (ZIP)
Bank Link logo
The website of the online shop must include the Internet Bank logo, which the client cannot make or change on their own.
1. Home page icon
seb_120x60.gif (120x60 pixels, 2559 bytes)
Text under the icon: You can pay via SEB Internet Bank here.
From the icon please refer to the page https://www.seb.ee opened in a new window, with a recommendable name "SEB".
2. Home page icon
seb_88x31.gif (88x31 pixels, 1803 bytes)
Text under the icon: You can pay via SEB Internet Bank here.
From the icon please refer to the page https://www.seb.ee opened in a new window, with a recommendable name "SEB".
3. Icon for starting payment
The icon used measures 88 x 31 pixels including the submit button. The HTML code is placed in the form element with the details of the electronic payment order.
You can develop the technical solution on your own or order one from our partners
- Art Media Agency OÜ
- Astro Baltics OÜ
- Digital Fruit
- EDS Systems OÜ
- Greaton OÜ
- Mikare Baltic OÜ
- Opus Online OÜ
- Smartsoft OÜ
E-mail for the Bank Link’s technical support: eservice@seb.ee.
Authentication service
The authentication service allows you to safely and simply identify a client entering your service environment or online shop.
Prerequisites for using the authentication service:
- a current account in SEB;
- a website that meets the requirements and requires that the client identify themselves before using the website;
- submit an application to join the service in the Internet Bank or the link provided below.
Process of authenticating a client:
- A package must be installed under the “SEB” logo on the website, which, once pressed, directs the client to the Internet Bank for identification.
- In the Internet Bank, a client shall give consent to SEB for forwarding their name and personal identification code to the service provider.
- The service provider is then sent a package which includes the authentication information and the client’s name and personal identification code.
- The Bank Link format is available in the technical specification (PDF).
- Test package (ZIP)
Bank Link / authentication service logo
The website of the online shop must include the Internet Bank logo, which the client cannot make or change on their own.
1. Home page icon
seb_120x60.gif (120x60 pixels, 2559 bytes)
Text under the icon: You can pay via SEB Internet Bank here.
From the icon please refer to the page https://www.seb.ee opened in a new window, with a recommendable name "SEB".
2. Home page icon
seb_88x31.gif (88x31 pixels, 1803 bytes)
Text under the icon: You can pay via SEB Internet Bank here.
From the icon please refer to the page https://www.seb.ee opened in a new window, with a recommendable name "SEB".
3. Icon for starting payment
The icon used measures 88 x 31 pixels including the submit button. The HTML code is placed in the form element with the details of the electronic payment order.
You can develop the technical solution on your own or order one from our partners
- Art Media Agency OÜ
- Astro Baltics OÜ
- Digital Fruit
- EDS Systems OÜ
- Granaat UÜ
- Greaton OÜ
- HansaNet
- Mikare Baltic OÜ
- Opus Online OÜ
- Smartsoft OÜ
- Trenet AS
E-mail for the Bank Link’s technical support: eservice@seb.ee.
| 1. SEB Internet Bank for Private Individuals | |
| sign-up | free of charge |
| 2. SEB Internet Bank for Business | |
| sign-up | free of charge |
| agreement amendment | |
| - by a bank employee (1) | EUR 10 |
| - by an administrator at the Internet Bank | free of charge |
| monthly fee | free of charge |
| automatic inquiry from commercial register | EUR 2.24 |
| monthly fee for non-resident legal entities registered outside European Economic Area | EUR 10 |
| 3. SEB mobile app | |
| sign-up | free of charge |
| payment | commission fee of the respective payment in an electronic channel |
| 4. Express notification | |
| agreement conclusion, amendment, termination | free of charge |
| notification by SMS message | EUR 0.20 per message |
| notification by e-mail | free of charge |
| 5. Standing payment order | |
| agreement conclusion, amendment at the Internet Bank | free of charge |
| agreement conclusion, amendment at a bank office | EUR 5 |
| agreement cancellation | free of charge |
| payment | commission fee of the respective payment in an electronic channel |
| 6. Adding predefined payments | free of charge |
| 7. E-invoice with automated standing order | |
| agreement conclusion, amendment, termination | free of charge |
| internal payment | EUR 0.08 |
| European ordinary payment (2) | EUR 0.19 |
| 8. Forwarding of e-invoices (3) | |
| agreement conclusion | EUR 60 |
| agreement amendment | EUR 20 |
| agreement monthly maintenance fee | EUR 7 |
| monthly fee of the agreement, incl. the use of e-invoice forwarding programme | EUR 12 |
| fee for forwarding e-invoices (per every e-invoice sent) | EUR 0.15 |
| template designed at company's request – implementation/ amendment | EUR 200 |
| migration of standing orders | according to the agreement |
| 9. Digital coin jar | |
| agreement conclusion | free of charge |
| monthly maintenance fee | free of charge |
| payment to savings deposit | free of charge |
| 10. Bank link | |
| subscription | min EUR 65 |
| transaction fee | 1% of transaction value, min EUR 0.13, max EUR 3.20 per transaction |
| - for Financial intermediation companies | EUR 1.28 |
| amendment of agreement | EUR 15 |
| authentication (3) | |
| - subscription | EUR 65 |
| - amendment of agreement | EUR 15 |
| - authentication fee | EUR 0.08 per transaction, min. EUR 20 per month |
| 11. Payment card servicing in a company | |
| subscription | free of charge |
| transaction processing fee | as per contract |
| preparation and installation of POS Terminal as agreed with the client | free of charge |
| preparation and installation of the POS Terminal the latest by the next banking day | EUR 75 |
| monthly fee of Terminal | as agreed with the bank |
| 12. Trading Station | |
| subscription | free of charge |
| 13. Additional services | |
| issue of a security device | |
| - PIN calculator | EUR 15 |
| replacement of PIN calculator | EUR 8 |
| first issuance of Smart-ID at a bank office | free of charge |
| subsequent issuance of Smart-ID at a bank office (4), (5) | EUR 5 |
| 14. Management of foreign accounts via SEB Estonia's Internet Bank for Business | |
| Baltic Online (foreign accounts in SEB Baltic banks) | |
| - subscription to the service (6) | EUR 15 |
| - only the SEB Latvia or SEB Lithuania account(s) have been included in the client´s Internet Bank | EUR 10 per month |
| - both, the SEB Latvia and SEB Lithuania accounts have been included in the client´s Internet Bank | EUR 15 per month |
| - contract amendments | EUR 10 |
| 15. SEB Baltic Gateway | |
| Direct channel | |
| sign-up fee | EUR 50 |
| account statements (except intraday) and/or POS reports | EUR 10 per month |
| account intraday reports (real-time account information) | EUR 25 per month |
| payment initiation and/or e-invoice forwarding | EUR 25 per month |
| account information from other banks | EUR 10 per month |
| e-signing | EUR 0.10 per signature |
| Operator channel | |
| - sign-up fee | free of charge |
| Basic services – account statements and intraday reports, account information from other banks, POS reports and payment initiation | EUR 5 per month (7) |
| - e-invoice forwarding | EUR 10 per month |
| - e-signing | EUR 0.10 per signature |
| Fees for operator | |
| sign-up fee | EUR 50 |
| monthly fee | as agreed with the bank |
| 16. E-invoice portal | |
| E-invoice portal package Basic | |
| sign-up fee | free of charge |
| monthly fee | free of charge |
| sending an e-invoice to e- invoice portal* users public bodies and to SEB Internet Bank** | up to 5 invoices per month free of charge (8) |
| E-invoice portal package Premium | |
| sign-up fee | free of charge |
| monthly fee (3) | EUR 7 |
| sending an e-invoice to e- invoice portal* users public bodies, to SEB Internet Bank** and to application of any credit institution within the possibilities of the e-invoice portal (3) | up to 30 invoices free of charge, each subsequent invoice 0.24 euros |
(1) Only those changes to the agreement which are made by an employee of the bank but can be made by a person with administrator rights at the Internet Bank for Business are subject to a fee.
(2) E-invoices with automated standing order are effected only in euros.
(3) VAT as per Value Added Tax Act will be added to the price.
(4) Except for minors.
(5) Price includes VAT as per Value Added Tax Act
(6) Cost per one company and one state to be joined.
(7) The monthly fee will not be applied to clients using business customers´ Standard, Standard+, Premium, Premium+ plans.
(8) After sending five invoices, the opportunity to join the E-invoice portal package Premium.
* E-invoice portal means the software offered by AS SEB Pank within the meaning of the e-invoice portal agreement and the environment arved.ee provided by UnifiedpostAS.
** Under the E-invoice portal Basic package, e-invoices can be forwarded to SEB Internet Bank for Private Individuals and SEB Internet Bank for Business.
| agreement conclusion fee | EUR 50 |
| monthly fee per one trading place | EUR 10 |
| transaction processing fee | as agreed with the bank |
