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Special offer: New consumer loan agreements signed between 1.03.2025 and 10.04.2025 will have a 0-euro contract fee by entering the campaign code "KEVAD25" in the loan application.

The above offer is not binding on the bank and obtaining a loan depends on your solvency.

Special offer: for customers who will conclude a consumer loan agreement 10.02.2025-10.04.2025 can apply for a loan with fixed interest rate of 8.9% and 7.9% with loan protection insurance. The offer is not valid for the purpose of purchasing solar panels, improving home energy efficiency, purchasing real estate and refinancing.

The above offer is not binding on the bank and obtaining a loan depends on your solvency.

Daily needs and larger purchases

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Consumer loan

  • Loan amount 1,000−20,000 euros
  • Term from 6 months to 7 years
  • Contract fee 1,5% of the loan amount, min 35 euros
  • Collateral is not required
  • Home insurance is not required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.

Mortgage loan

  • Loan amount from 15,000 euros
  • Term up to 30 years
  • Interest rate 3-, 6-, or 12-month EURIBOR + individual interest margin
  • Contract fee 0,4% of the loan amount, min 190 euros
  • Real estate collateral is required
  • Home insurance is required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.

Credit card with fixed payment

  • Loan amount from 200 euros
  • Without a term*
  • Interest rate 16−18% on the used amount of credit
  • Contract fee − the card is issued free of charge (except for Picture Cards)
  • Collateral is not required
  • Home insurance is not required

* The credit card agreement is without a term. The card is valid for 3 years and is automatically extended.