Changes to the price list from 1 July and to the terms and conditions from 26 June
Changes to the price list
The SEB price list and the interest rate of the current accounts of private clients will change as of 1 July 2025. From the beginning of July, we will pay private clients interest of 0.01% per year on the balance of their current accounts (except for credit card accounts). The change in the interest rate is the result of the general decline in interest rates in the financial markets.
In the price list, we will change the fees for services provided at our branches for replacement of the PIN calculator and for the issue of a duplicate Smart ID and temporary bank cards.
Changes to terms and conditions
Changes to the terms and conditions will enter into force on 26 June 2025. In order to comply with the requirements of the Products and Services Accessibility Act, we have brought the wording of the terms and conditions of private client products and services to the B2 language proficiency level to make important information clearer and easier to understand. Accessibility means designing products and services to be usable by the majority, including people with special needs.
In addition to linguistic editing, we have made substantive additions and clarifications to the General Terms & Conditions, the Terms & Conditions of the Current Account Agreement and Settlement, the Terms & Conditions of the Temporary Card Agreement, Debit Card Agreement, Credit Card Agreement, Term Deposit Agreement, Savings Deposit Agreement and Pension Investment Account Agreement.
More information on changes to the price list and the terms and conditions
The changes to the price list will take effect automatically from 1 July and the changes in the terms and conditions of products from 26 June. It a client does not consent to the changes, they have the right to terminate the contract(s) concluded with the Bank no later than 25 June 2025.